Personal Finance, Stock Market

This Is Why Stocks Should Be In Your Portfolio

Happy International Women's Day! After my recent post regarding inflation, I did some calculations on the actual annual returns from the stock market to see if I want to sell all my stocks now and invest in other instruments with better returns. So I looked at Toronto-Dominion Bank (TSE:TD) and realize my annual return would be… Continue reading This Is Why Stocks Should Be In Your Portfolio

Current Events, Personal Finance

Why Is Money Talk Important? Quality vs. Price.

  People always love bargains.   For some, taking advantage of bargains give them opportunities to show off to their friends.  And for others, saving money from bargains bring them joy and excitement just like watching their favourite team win a game. While bargains are great, sometimes you could be buying things that are not… Continue reading Why Is Money Talk Important? Quality vs. Price.

Net Worth, Personal Finance

An Update On My Net Worth (March 2018)

Finally, summer is coming!   I figure I should give my finance a check now before I start to overspend and make sure I am progressing to reach a net worth of (and also my goal): "SIX MILLION DOLLARS!"   My Current Assets Cash -> $7,064.82 TFSA - > $8,467.26 RRSP -> $38,255.5 Investment ->… Continue reading An Update On My Net Worth (March 2018)

Current Events, Personal Finance

How Does Down Payment Impact Monthly Mortgage Payments?

Note:  I am not affiliated with any companies that are listed in this blog post.  I was searching for mortgage information and Ratehub.ca happens to be the most thorough.   As my move-in date to my condo is fast approaching, I have to think about whether the amount of down payment affects my monthly mortgage payments. … Continue reading How Does Down Payment Impact Monthly Mortgage Payments?

Net Worth, Personal Finance

An Update On My Net Worth (January 2018)

Happy New Year Everyone!   To start this year, I feel I should check my progress of reaching a net worth of (and also my goal): "SIX MILLION DOLLARS!"   My Current Assets Cash -> $10,527.91 TFSA - > $18,467.26 RRSP -> $38,089.18 Investment -> $10,563.00 (TD stock), $332.90 (Bitcoin Cash), $17.62 (Dogecoin) Car ->… Continue reading An Update On My Net Worth (January 2018)

Personal Finance, Personal Life

Having A Budget Is Great, But Being Disciplined Has More Impact Towards Financial Freedom

As a blogger, I am always reading other personal finance or related blogs to see what others are writing.   Not surprisingly, budgeting is a HUGE attention grab and I bet over 50% of personal finance bloggers out there are blogging about budgeting in many ways.  For instance, some bloggers post their excel budget worksheets on… Continue reading Having A Budget Is Great, But Being Disciplined Has More Impact Towards Financial Freedom

Net Worth, Personal Finance

An Update On My Net Worth (November 2017)

I keep myself in check of my net worth regularly to make sure I do not forget my goal: "SIX MILLION DOLLARS!"   My Current Assets Cash -> $5,338.18 TFSA - > $18,447.95 RRSP -> $38,103.06 Investment -> $10,512.60 (TD stock), $1,914.37 (Bitcoin), $210.71 (Ethereum) Car -> $7960.00 Residence -> $90330.08 (This is how much… Continue reading An Update On My Net Worth (November 2017)

Personal Finance, Personal Life

I Treat This Blog As My Passion, But More Importantly, A Business

In addition to stocks and real estate, I LOVE BUSINESS AND ENTREPRENEURSHIP!!! Although I love to write and share my journey to become a millionaire on this blog to everyone around the world, I treat this blog as a business as well.    I would like to be compensated enough down the road to keep… Continue reading I Treat This Blog As My Passion, But More Importantly, A Business

Personal Finance, Personal Life

MY PASSION: Stocks and Real Estate!

I LOVE STOCKS! Because I get to choose which stocks to buy and how many shares I would like to buy.  In addition, I know how much online brokerages charge me for commission.  Lastly, I could buy and sell my shares anytime via online brokerage. Having said that, I am not a fan of day… Continue reading MY PASSION: Stocks and Real Estate!