Current Events, Personal Finance

Why Is Money Talk Important? Quality vs. Price.

  People always love bargains.   For some, taking advantage of bargains give them opportunities to show off to their friends.  And for others, saving money from bargains bring them joy and excitement just like watching their favourite team win a game. While bargains are great, sometimes you could be buying things that are not… Continue reading Why Is Money Talk Important? Quality vs. Price.

Current Events, Personal Life

Why Is Money Talk Important? Inflation.

I love to talk about money.   I love it because I understand money is literally a necessity to our lives.  We need money to pay our bills such as rent, hydro and entertainment.  Furthermore, we need money to pay for our education.  More importantly, we need money to pay for the kind of life… Continue reading Why Is Money Talk Important? Inflation.

Personal Finance, Current Events

How Does Down Payment Impact Monthly Mortgage Payments?

Note:  I am not affiliated with any companies that are listed in this blog post.  I was searching for mortgage information and Ratehub.ca happens to be the most thorough.   As my move-in date to my condo is fast approaching, I have to think about whether the amount of down payment affects my monthly mortgage payments. … Continue reading How Does Down Payment Impact Monthly Mortgage Payments?

Current Events

Where Else Can I Find Affordable Housing In Canada?

  The real estate market in Canada is still very hot. According to the Toronto Real Estate Board, average selling price for 2017 in the Greater Toronto Area was $822,681, up 12.7 percent compared with 2016 despite home sales fell 18.3 percent last year compared with 2016. In addition,  the average sale price also jumped another 10… Continue reading Where Else Can I Find Affordable Housing In Canada?

Current Events, Personal Life

My Views On The Paradise Papers

  Do these people look familiar to you? YES! They are the rich and famous and you probably read about them on the news everyday. But recently, they are ALL OVER THE HEADLINE NEWS because they are named in the Paradise Papers. Paradise Papers are the cache of 13.4 million confidential electronic documents relating to… Continue reading My Views On The Paradise Papers